The decline in NZ's social housing stock
Social housing, the strategic stock in New Zealand housing, continues to decline. Home-ownership rates & occupancy-per-dwelling rates are also declining.  Lower socio-economic decile families, are excluded from the home-ownership market.   A shift towards investor-ownership of the housing stock - accelerated by government supported leasing policies, inceases the trend toward corporate-ownership & speculative investment in the strategic housing stock.   The rural & urban built environment continues to deteriorate. The numbers of illegal & sub-standard houses grows faster than the efforts to remedy the situation.   A significant proportion of New Zealand's future human capital - its children - are at risk from the effects of decaying sub-standard housing.   Decades of failure to deal with the situation, shows an inability of the public & private sectors to come to grips with the problem.  There is no realistic time-line or practical creative solution in place to address these problems.